
Legal Expenses Insurance – Is it Worth It?
Legal Expenses Insurance for tradespeople explained—what it covers, when you might need it, and how it protects against costly legal fees.
Times are getting more challenging, and bills are going up. We are all in the same position, but there are ways to make your money go further.
Today, the team at Rhino Trade Insurance are here to share a few best practices and tips to make your pennies last a bit longer, from managing your van load, driving slower and planning your routes. We have you covered in more ways than one.
We don't want to teach you to suck eggs, but to save yourself burning through fuel, plan your routes to each job, whether that's knowing your town like the back of your hand or utilising technology (Google Maps cough cough).
Taking roads that require less braking, turning, and lower speeds can significantly improve your fuel efficiency - especially if you can avoid idling. Roads that are a steady 50-60mph are perfect.
Sorry to sound like an old fuddy-duddy. But bad driving results in more fuel being used - it's a simple fact of life. High revs, harsh and frequent braking and driving fast all contribute to fuel burn.
Taking a calmer driving approach will help your fuel last longer. Driving at speeds of around 50mph and gradually accelerating or braking will improve your fuel economy, not to mention reduce your chances of an accident.
Be honest, how many of you keep your van stacked full of all your tools and materials? No matter the job, we know plenty of tradespeople who go out with a van full of heavy tools when they are just taking a look at a job.
Having a heavier vehicle means that it has to work harder to move, thus using more fuel. And what with the eye-watering levels diesel hit in 2022, anything is better than nothing.
It's been found that for every 100 pounds taken out of your van, your fuel efficiency increases by 1-2%.
This is easier said than done, but loading for each job instead of a heavy load for a full day will inevitably save you on fuel.
Just like Trigger and his broom in Only Fools & Horses, looking after your van means that your van will take care of you.
Things to keep an eye on include:
Getting into a habit and checking these areas frequently can positively impact your trade business' running costs. And in this economy, every penny counts.
Instead of settling for a renewal from your current provider, shop around. Trade Insurance prices can vary greatly depending on who you choose to take your cover out with.
Take Rhino Trade Insurance as an example. It's been found that we are, on average, up to 40% cheaper than some industry competitors. So it benefits you to shop around.
As we said, anything is better than nothing. It would be worth it if you saved a few hundred quid a year. Add this to the potential reduction in vehicle costs by maintaining your van, and you could be onto a winner.
For any tradesmen or women looking for quality insurance, contact the Rhino team today. We cover almost everything, including Public Liability, Tools and Personal Accidents.
Get a quote or call our team at 0116 243 7904.
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