Choosing to work as a Subcontractor can provide a steady source of work without having to look for new customers or get hired by a company. However, it may come with some significant disadvantages, such as less control over who you work with on a daily basis, taxes that may be more complicated, and pay that may not be as reliable.
Being a jack-of-all-trades is all very well. But would you prefer to be a master of one?
Purchasing trade insurance has never been so straightforward. However, when things become too easy, you may not fully understand what's under the hood of your policy. Let's talk about the biggest insurance mistakes for tradesmen and women.
In this post, Rhino Trade Insurance wants to provide a brief introduction to professional development, the main reasons to improve your skills, and how to keep ahead of the curve when developing your own trade knowledge.
Just like with funeral directors, people will always need plumbers. And builders. And electricians. And gardeners. And cleaners. In fact, you name the trade, there’s always going to be a need for people skilled in it.
When starting a new business, one of the most important things is getting the right level of trade insurance. Ignoring your insurance policy could put your business at risk of being underinsured, which would be a huge mistake.
The life of a painter and decorator can get pretty eventful. You probably work long hours, find yourself in some ungodly messes, and deal with all sorts of colourful characters in your pursuit of getting the job done. But at the end of the day, the transformations you deliver to your clients are worth it.
Today, Rhino Trade Insurance takes a closer look at these points and how we can, as an industry, resolve them. Tradesmen and women need our support; otherwise, life could get very difficult indeed - they do, after all, keep our power on and water running.
Public Liability Insurance isn't obligatory, but it's worth considering as it can form a shield around you financially should someone take legal action against you for property damage or injury. It protects the interests of both the public and your clients and applies at your premises and others'.
When working in construction, it's essential to remember the safety measures that ensure you return home in one piece and leave your customers and their properties intact.
By its very nature, the construction industry uses a lot of natural resources. However, construction companies are under increasing pressure to lower their environmental impact due to growing concerns about climate change and the limited availability of resources.
When you have building work done on your home, there is always a possibility that damage or injury can be caused. Trade insurers like Rhino Trade Insurance know about this and regularly share content encouraging tradespeople to have the right cover before stepping foot on-site.
The basic understanding we have is that both of these professions work with wood. But what are the main distinctions, the trades characteristics, and the types of insurance available to them? While there is a certain level of cross-over in these trades, let's better understand the main differences between Joiners and Carpenters.
For anyone who is a fan of the show 'Cowboy Builders', you'll know that there are some horror stories out there. Most tradesmen and women are dedicated, dependable and will work really hard for you. It's the bad apples we want to help you avoid.
At Rhino Trade Insurance, our team is here to serve your business's needs, whether supplying you with a comprehensive insurance policy or helping with your claim. Let's discuss some of the main reasons why people choose us for our service.
As a tradesperson, it's necessary to have adequate business insurance to safeguard you from a variety of risks. Naturally, having insurance is essential for all businesses. Still, considering the additional risks and dangers associated with tradespeople's work, you will understand why we emphasise the importance of coverage.
Getting everyone in your business involved in proactive health and safety is the most efficient way to anticipate workplace risk. In this article, you'll find out the most common risks, injuries, and illnesses caused on-site with ways to manage them.
If you are looking for details on filing a claim on your trade insurance policy, you have come to the right place. At Rhino Trade Insurance, we offer various trade insurance options and take great pride in being open and transparent with your policy.
For any tradesman or woman running their own business, you must be able to multitask and juggle a variety of jobs at any given time. You could be managing staff payroll, customer enquiries or overseeing a project on-site. With this, you could be anxious about what could happen next, and in the event of an accident, it's wise to hold a solid trade insurance policy.
We are often asked by customers what events can trigger a public liability insurance claim, so we wanted to compile a short list of genuine claims we have received from customers. From water damage to filling a customer's home with smoke, we have seen a variety of claims being made, and hope that this list can act as a cautionary tale.
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